According to the banks, there is still excessive loaning

According to the AFM (Authority for the Financial Markets), consumer loan is still excessive and that is the responsibility of consumer loan providers. The AFM came to this conclusion after taking measurements for the Customer interest Dashboard. Providers of loans…

Mortgage loan stipulated in 1995 and interest rate disproportion – Is there any supervening wear?

In 1995, for the purchase of my first home, I entered into a mortgage loan with my thirty-year-old credit institute, prior to the entry into force of Law 108/1996, which deals with supervening usury. The mortgage agreement, while before the…